Why Choose ECU?

East Coast Underwriters is a stable, service oriented firm founded on strong relationships and sound underwriting practices to provide you with the best self-funded solutions
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Medical Stop Loss Insurance

The most important component of a self-funded healthcare plan

a. East Coast Underwriters provides a variety of unique stop loss solutions to fit your company’s goals and specific risk profile. While the best approach is speaking directly with an ECU representative, here is some basic information about Medical Stop Loss:


Types of Stop Loss

Specific Coverage

Protects employers from large, catastrophic claims incurred by a single individual. The insurance carrier reimburses the employer group when claims of an individual exceed the specific deductible.

Aggregate Coverage

Protects employers from the frequency of claims across the entire population of the covered plan under the specific deductible. A certain dollar amount is set that determines to what level of claims the employer will fund. The insurance carrier reimburses any claims that exceed the attachment point.

Our Solutions

take a closer look at our most popular solutions
Traditional StopLoss

Traditional specific and aggregate medical stop loss solution that limits a self-funded employer’s risk.

Level Funded StopLoss
EZ Funding

ECU’s level funded specific and aggregate stop loss solution

EZ AGG

ECU’s aggregate-only level funded stop loss solution

StopLoss Captive

Blue Ridge Captive Solutions (BRCS) is a multi-layered Captive Program underwritten by ECU. Within the captive program, employer groups may join the Industry Best Practices Captive Cell or another captive partner’s cell. BRCS also offers partnership opportunities to create and customize unique captive programs.

Request For Proposal

complete the form below and a stop-loss representative will contact you

Your Info

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Select All That Apply: Specific TLOAggregate TLO


Upload: RFP, Census, Current Benefits, Current Rates, Renewal Rates, Experience reporting, misc.


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